Christine Benz — Bucket Approach to Retirement Allocation: The Devil Is in the Details

horizons, set aside a cash component for near-term spending needs, and then spend through a long and happy retirement. Implementation can be a bit messy. However, the bucket approach will not guarantee that you won’t run out of money. There are no ironclad rules about how to manage and extract cash from a bucket portfolio across accounts with different tax treatment: traditional tax-deferred, Roth, and taxable accounts. This presentation delves into the logistics of building and maintaining a bucket portfolio on an ongoing basis.
ABOUT THE PRESENTER
Christine Benz , director of personal finance for Morningstar and senior columnist for Morningstar.com, is the author of "30-Minute Money Solutions: A Step-by-Step Guide to Managing Your Finances" (Wiley, 2010). Benz is also co-author of "Morningstar Guide to Mutual Funds: 5-Star Strategies for Success," a national bestseller published in 2003, and author of the book’s second edition, published in 2005. Before assuming her current role in 2008, Benz also served as Morningstar's director of mutual fund analysis. She has served as editor of several of Morningstar’s publications over the years, including Practical Finance, Morningstar Mutual Funds, and Morningstar FundInvestor. She has worked as an analyst and editor at Morningstar since 1993. Benz has a bachelor’s degree in political science and Russian/East European studies from the University of Illinois at Urbana-Champaign.

Location:
Mercer Island Community & Event Center8236 SE 24th St.Mercer Island, WA 98040
Free parking in event center parking lot.
  9:30 a.m. — Registration  9:45 a.m. — Presentation begins12:45 p.m. — Adjournment
Open to the public. AAII membership is not required to attend.
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